The Advantages and Disadvantages of The Internet Essay

The Advantages and Disadvantages of The Internet Essay Table of Contents 1.0 Introduction 2.0 Advantages of Internet 3.0 Disadvantages of Internet 4.0 Conclusion 1.0 Introduction Modern life has become easier and the people of the world have to thanks to the immense contribution of the internet technology to communication and information sharing. There is no doubt that internet has made our life become easier and more convenient. We can use internet to communicate with people around the world, doing business by using internet, make new friend and know different cultures, searching information, studying and etc. The internet not only allows for communication through email but also ensures easy availability of information, images, and products amongst other things. Every day the internet continues to provide a new facility, something new that is immensely convenient and that makes life more easier for web users. However, the internet also contains some unwanted elements or disadvantages. The following are the advantages and disadvantages of the internet. 2.0 Advantages of the Internet Firstly, the internet can let a person to communicate with people in virtually any parts of the world through the internet or e-mail, without having to leave his room. E-mail allowed peoples to communicate with minimum of times. It is now possibles to send a message to any parts of the world through a simple e-mail address and the message is delivered in matter of seconds. Every companies is using e-mail in business. The convenience of e-mail has allowed businesses to expand and communicates with their vendors and customers located all over the world in records times. Personal communication has also become more easier thanks to e-mail. Chat rooms, video conferencing are some of the latest additions in this technology and these have allowed peoples to chat in real time. Besides, there are a lot of messengers services in offering. With the help of such services, it has become very easy to establish a kind of global friendship where you can share your thoughts and explore other cultures . The internet also allows people within an organization to easily communicate and share informations. Second, information is probably the biggest advantages that internet offers. Internet is a virtual treasures trove of information. Any kinds of information on any topic under the sun is available on the internet. The search engines like Google, Yahoo are at your service through the internet. There is a huge amount of information available on the internet for just about every subjects known to man, ranging from government law and services, trade fairs and conferences, market information, new ideas and technical support, the lists is simply endless. We can uses these search engines, websites dedicated to different subjects and large amount of articles and papers are available for perusal in a matter of a few seconds. Forums on a number of sites allow peoples to discuss and share their thoughts and informations with others located at different places all over the world. Whether this information is the latest news happenings in the world or information about your favourite celebrity, everything is available at your finger tips. A huge cache of data is available on the internet on every single subjects. With this storehouse of information people can not only increases their knowledge bank but can do so without wasting their time through traditional means such as visiting libraries and conducting exhaustive research. With internet, students can save their times to search for information and using their time to do other works. This is particularly relevant for students who can use this wealth of information for their school projects and also learn new things about the subjects they are interested in. In fact this internet is for many schools and universities that are now able to assigns projects and work to the students and follows their progress which can be easily posted on the school or university internal websites. Online education has grown at a very fast pace since internet allow the development and uses of innovative tools for imparting education. University students and lecturers can communicate through internet. Besides, some universities are also offerings far distances courses to make study become more inefficient and convenience. Internet become a gateway for those who wants to learn but cannot afford the living fees at foreign countries. Thirdly, entertainments is another popular reasons why many people prefer to surf the internet. In fact, the internet has becomes quite successful in trapping the multifaceted entertainment industry. Downloading games or just surfing the celebrity websites are some of the uses people have discovered. Even celebrities are using the internet effectively for promotional campaigns. Besides that, there are numerous games that can be downloaded for free. The industry of online gaming has tasted dramatic and phenomenal attentions by game lovers. The internet has also revolutionized the entertainments industry. People nowadays no need to go to a cinema hall to watch your favourite movie. Instead of watching movies at cinema now have companies offering their services where you just can downloads or order your favourite movie and watch it with a fast internet connection. Besides that, you also can download other important software or your favourite music in a matter of few minutes. There are a number of shareware programs that allow you to share and download your favourite music and videos. The internet also allows people from different cultures and background to connect with each other. Internet gaming is a huge business and allow enthusiastic gamers to compete against each other in games even when they are located far apart. Likewise dating has also allowed people to find their prospective soul mates. Through the internet, shopping has also got a complete makeover thanks to the contributions of the internet. You have many website selling a varieties of products online and one just need to select or bid for the desired product and entire financial transactions can be conducts through the internet. E commerce has got a facilities because of the internet and entire global business deals can be conducted over the internet. Transfer of money is also no longer a times consuming job and with just a click of a button you can easily transfers funds to any place you wish. Some of these services of courses come at a price. The internet has made life very convenient. With numerous online services you can now performs all your transaction online. You can books tickets for a movie, transfer funds, pay utility bills, taxes etc, and right from your home. Some travel websites even plans an itinerary as per your preferences and take care of airline tickets, hotel reservation etc. by using internet, consumers can compare the prices of product before making decisions to purchase. People who believes that impacts of internet on students is positives said that internet help students by providing them the handy material and resources for their studies. It is a big reality that now students takes a lots of help from internet. Students have any problem regarding their studies or their daily life they can finds lots of solutions of that problem from internet. There they can find out articles of scholar and other professional people which would be helpful for them. They can take lectures from different academics on different topics. One of the most important benefits of internet is that students can earn from internet through bloggers. Students can take interest on earning through internet. It would be a great source of income for them and also it would provide them a big experience of writing. The students who are interested in media and wanted to be a writer in the future must do this work. This would increase their professional skills which would lead them towards great future. Students can also use internet for the social connectivity and there are lots of social media websites which mostly students use for social networking. Such as Facebook, Twitter, Weibo etc are the famous social networking site. Students can contact themselves with the foreign students and discuss them on different issue to enhance their skills and knowledge. By using internet wisely, students can get many information to enrich their knowledge. 3.0 Disadvantages of the Internet However, for all its advantages and positive aspects, the internet has its dark and ugly side too. The recent rumours that mongering about racial riots in Kuala Lumpur which in created a furores, just goes to show how this tool, with its unrivalled reputation as an information assassinations and company reputations can suffer if internet facilities are abused, especially by those with an axe to grind. Besides that some students will spend too much of time through the internet. Students are likely to neglect their studies. If the movie has too strong a hold even elderly people are likely to neglect some their important work. Students might lose concentrate on their studies because they spent too much time on internet. Some of them canà ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒ ¢Ã¢â‚¬Å¾Ã‚ ¢t even divide their time to do homework but they spent their time on watching movie or chatting with their friends through internet. While the internet has made life easier for people in many ways it is also reflecting an uglier side to its existence through a number of problems that it has thrown up for its users. With a large amount of information freely available on the internet theft and misuse of this information is a likely possibility. Time and again you see cases of people using someone elses information and research and passing it off as their own. Children nowadays seem losing their ability to communicate with others. They are used to communicate with others via internet but they cannot communicate with others face by face fluent. It was a strange sight that internet had make people losing their ability to communicate. It is because people now are over depending on internet. Another problem or disadvantage of the internet is that it has allowed a great deal of anonymity to a large number of people who may access the different websites, forums and chat rooms available. This has allowed perverted individuals to at times take advantage of innocent people and abuse their trust. We can always hear from news that cheaters used internet to make crimes. The cheaters will make friends with single ladies and cheat them by using sweet words. Lonely single ladies are very easy get in trap of these cheaters. These cheaters normally will cheat these ladies to bank-in money to them. Some of the cheaters try to borrow money from these ladies. There are a host of games that are available on the internet and this has made most children to shun all outdoor activity. In the absence of physical activity, children can easily fall prey to a lot of lifestyle related diseases such as obesity, apart from failing to develop interpersonal skills. Apart from these factors, sitting continuously in front of a computer screen can seriously damage our eyes, and put a strain on our neck and shoulders. Children are in their developing years and these factors can create life-long problems for them. Children will become more violence because affected by internet games. There are too many internet games that contain violence content and it may affect negative influence to children. Another disadvantage of internet is harmful to little children. Children nowadays are explored to internet and they are used to maintain internet as their daily life. This is one of the greatest threats internet poses to children. Internet has provided an easy medium to children to gain access to pornography and this can cause them to either become sexually-deviant or sexually-addictive. This phenomenon has also caused another problem, and that is the increase in prevalence of sexually transmitted diseases (STD) in children. According to reports, one out of every four teenagers gets infected with a STD every year. The adult content that is present on the internet promotes irresponsible sex and creates false notions in the minds of students. If you have been following news lately then you must know what we are referring to. Children have been lured by paedophiles posing as good Samaritans and have been physically abused and molested. Internet has also made it easy for unscrupulous elements to get in touch with children and this has led to an increase in the cases of kidnapping and identity thefts. About 60% young teens in the United States have admitted to responding to messages from strangers. This kind of behaviour is extremely risky and has made children extremely vulnerable to become victims of cyber-crime. 4.0 Conclusion The points mentioned above have posed new challenges to teachers and parents. There are demands from various quarters that there should be some sort of regulation to check this issue. However, we believe that instead of making internet a taboo, we should educate children to use it for their benefit. It is advisable for parents to monitor how much time their children spend on the internet, and if possible set a time-limit till which they would be allowed to use the internet. Having the computer in the living-room instead of a childs bedroom can also ensure censorship on what they are accessing on the internet. It is also important that you talk to them about the birds and the bees because if you do not talk to them, they will turn to their friends and internet for answers which may not provide authentic information. Parents play important role in this content and they have to pay attention on their children despite them get affected by internet. Although studies on this disorder are in preliminary stages, it has been established that children who spend most of their time on the internet, show a peculiar kind of behaviour which is marked by an urge to be on the internet all the time, so much that the child may show all activities and become immersed in the virtual world. Surveys conducted over the years have found that most people who suffer from Internet addiction disorder are young adults, who easily fall into the lure of exploring everything that is available on the internet. In America alone, it has been estimated that around 10-15 million people are suffering from internet addiction disorder, and this is increasing at the rate of 25% every year. Internet had controlled some of them who are depending internet in their life activities. Most of them will get mad if they cannot connect to internet. It becomes a kind of physiology sickness around us. The internet focused on the negative effects, it in no way means that we are undermining the importance of internet in our lives. We have written this article for the internet audience, and you are reading it through the internet, which itself explains the positive side of internet usage. It is for us to decide whether we use technology for the betterment of our lives or put it to unabated abuse. Children may not be mature enough to understand this, but us as parents, teachers and guardians need to ensure that we inculcate the right behaviour in our children. Lastly, we have to take the responsibilities to guide out children to use internet wisely and ensure them to get right information from internet.

Old Chinese Gender Selection Method Health And Social Care Essay

Methods: This was a longitudinal descriptive survey. Pregnant adult females ( Civilian non entitled ) holding full term gestation labeled bringing instances and admitted in officer ‘s household ward of Pakistan Navy Ship Shifa infirmary Karachi Pakistan from 31 March 2010 to 11 June 2010 were included in the survey. Consequences: Entire topics observed in the survey were 100.The average age of the adult females was 27.44 old ages with standard divergence of 4.35. Out of 100 delivered babes 42 were misss and 58 were male childs and 50 % .were right predicted with misss. sensitiveness of 45.23 % and specificity of 53.44 % . and sensitiveness of 53.44 % and specificity of 45.23 % .The positive predicted values calculated for foretelling boys baby was 57.40 % and for miss babies 41.30 severally. Decision: This survey remained focused on cognizing its truth after construct and revealed same consequence of truth of 50 % as with chance of tossing a coin but it did happen better sensitiveness for foretelling male as compared to female. Bing non invasive, this trial can give better and new consequences if practiced under the supervising of a confer withing household doctor particularly on good educated pregnant adult females. Cardinal Wordss: Mother ‘s age, Last catamenial Period, Month of Conception, sex anticipation, Sex planning, Chinese Method. —IntroductionThe ultimate purpose of every married adult female remains to be a female parent. Marital life starts with guess and planning of kids, their Numberss and sex. Fertility, which refers to holding construct or existent kid bearing, becomes the foremost desire. Gender of the pick is a natural desire of a adult female. However on first gestation this desire remains hibernating in the supplications. During initial phases of gestation suspense remain in cognizing the sex of an unborn babe. Assorted scientific methods are available for the anticipation of the sex of the foetus. These include Chorionic villus sampling ( CVS ) , amniocentesis and ultrasound. Other methods used to foretell the sex of foetus after construct are Old married womans narratives, foetal bosom rate trial, draino trial and Chinese lunar calendar ( CLC ) method etc. The most popular method is extremist sound which is best done between 18 and 26 hebdomads of gestation but its truth depends upon several factors: babe ‘s cooperation, gestational age, technician ‘s ability, etc ( 1 ) . Once the twosome have the babe of either sex and wants to hold the babe of their ain pick, they go for gender choice or planning of methods which provide counsel for following steps before construct. There is a broad prevailing tendency among pregnant adult females of developing states of holding a penchant for male child babes. In states like China, India, and Korea socio-cultural environments do be which contribute to boy kid prejudice in attitude and action ( 2 ) . A societal study on gender penchants prepossession sex choice among pregnant adult females in Karachi, Pakistan revealed that 27.6 % Pakistani adult females do demo a statistically important penchant for male childs over misss ( 3 ) , In Egypt a survey found 1.4 overall boy penchant index ( 4 ) Among the United States general population harmonizing to a cross-sectional web-based study, 39 % of respondents liked their first kid to be a boy, and 19 % liked their first kid to be a girl ( 5 ) .However on big graduated table, prepossession sex choice for non medical grounds raises of import lesson, legal, and societal issues and it can take to a socially riotous instability of the sexes. The methods which provide the option of planning of sex of the babe before construct include the Shettles method and Chinese lunar calendar method. Shettles method named for Dr. Landrum Shettles, based on timing of sexual intercourse in relation to ovulation, sexual place and adult females orgasm ( 6 ) . The Chinese lunar calendar chart ( Table – 1 ) has the advantage of utilizing it for planning of sex of the babe before construct and foretelling the sex even after construct. Harmonizing to fable, the Chinese birth gender chart is based on statistics taken from adult females inside the out metropolis during the China dynasty. This chart was discovered by a Chinese scientist around 700 old ages ago buried in a royal grave. Original transcript of the chart is now placed in the institute of scientific discipline of Beijing China. Accuracy of this chart is claiming to be 99 % and is based on female parent ‘s age and month of construct which are converted into their lunar eq uivalents ( 7 ) . Globally really few surveies have been conducted on this method but in Pakistan no such record were found. The purpose of this survey was to prove the truth and prognostic value of Chinese calendar method in a sample of pregnant adult females admitted for hospital bringing at PNS Shifa Hospital Karachi.SUBJECT AND METHODSThis was a longitudinal descriptive survey in which truth of the Chinese method of foretelling sex of unborn babe was noted in the conceived adult females. Pregnant adult females holding full term gestation labeled bringing instances and admitted in officer ‘s household ward of Pakistan Navy Ship Shifa infirmary from 31 March 2010 to 11 June 2010 were included in the survey. Civilian non entitled ( CNE ) class of the adult females was included as compared to services forces households sing their better socio economic conditions, instruction and better place of remembering the day of the month of last catamenial period ( LMP ) . Inclusion Standards: All CNE pregnant adult females 15 -45 old ages of age holding singleton gestation. Exclusion Standards: All pregnant adult females belonging to Pakistan Armed Forces. All CNE pregnant adult females & A ; lt ; 15 old ages and & A ; gt ; 45 old ages age and holding multiple and premature bringings. A Performa was drafted to observe indispensable bio informations of topics including name, age, day of the month of last catamenial period, expected day of the month of bringing ( EDD ) , existent day of the month of bringing, sex of delivered babe and observed truth of the trial. The month of LMP was correlated with the age of each pregnant adult females and anticipation of gender was done against each severally. This consequence was tested on the twenty-four hours of bringing of the babe and truth of the trial was compared.ConsequenceEntire topics observed in the survey were 100.The average age of the adult females was 27.44 old ages with standard divergence of 4.35. Minimal age was 18 and maximal age was 38 ( Figure -1 ) . The average gestational age was 36 hebdomads. Out of 100 delivered babes 42 were misss and 58 were male childs. Among 42 miss babes 19 were right predicted, hence the method holding a sensitiveness of 45.23 % and specificity of 53.44 % . Out of 58 male childs ba bes 31 right predicted with a sensitiveness of 53.44 % and specificity of 45.23 % ( Figure – 2 ) . .The positive predicted values calculated for foretelling male childs was 57.40 % and for misss 41.30 severally.DiscussionFamily / Community physicians like accoucheurs while covering with a pregnant lady normally encountered the inquiry about anticipation of sex of foetus. The concerns of twosome remain on top peculiarly when they already had series of kids of either sex particularly misss. In an eastern developing state like Pakistan where there is a male-dominancy and broad prevalent female illiteracy led to penchants for male child babe. Here even the life of adult females may stay on interest because of the menaces by hubby / female parent in jurisprudence or due to seeking an illegal abortion. The Chinese lunar calendar method is a non -invasive cheap method to foretell the sex of the foetus. With simple counsel and follow up by household doctor it is possible to acquire coveted consequences. Our survey being the experimental survey remained focused on acquiring the information pertaining to age, last catamenial period ( LMP ) day of the month, full term period of gestation and consequence of the bringing. Although CLC method holding no information on the principle or biological footing, we were funny in cognizing the consequences in Pakistani adult females. In our survey truth found was 50 per centum.Same consequences were obtained by two other international surveies ( 8, 9 ) .However in our survey trial sensitiveness was higher for male childs babies ( 53.44 % ) as compared to girl babies ( 45.23 % ) and therefore the positive predictive values for male baby was high ( 57.40 % ) Versus female babies ( 41.30 % ) .DecisionThe Chinese lunar calendar method offers two manner uses of planning of sex of babe before construct and anticipation of foetus sex after construct. This survey remained focused on cognizing its truth after construct and revealed same consequence of truth of 50 % as with chance of tossing a coin but it did happen better sensitiveness for foretelling male child as compared to girl babies. This survey can give better and new consequences if practiced under the supervising of a confer withing household doctor for the intent of be aftering babe ‘s sex before construct particularly on good educated pregnant adult females.

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Uninsured Rates of Hispanics Essay - 1696 Words

INTRODUCTION Today, according to the Census Department (2010), there are 51 million (16.4%) uninsured individuals in the Unites States and a large percentage of those individuals are Hispanic. Among Hispanics ages 18-64, 37% are uninsured, which is about twice the size when compared to the proportion of uninsured among the general population, and nearly 2.5 times the proportion of white, non-Hispanics. Additionally, 2.9 million Hispanic children who are younger than 18 years old (21%) are uninsured. This compares with uninsured rates among children who are younger than 18 years of 7.4% among Non-Hispanic whites, 14.5% among African Americans, and 12.4% among Asians. According to the Center for Disease Control and Prevention (2009),†¦show more content†¦This research should also enlighten as to how the new Healthcare Reform Act will help aid in the large group of uninsured in the future once ObamaCare is passed in 2014. RQ1a: Why is it that Hispanics are the most uninsured and underinsured ethnic cultural group in the United States? RQ1b: What impact will the HCRA have on the uninsured Hispanic population? Many variables can play a part in effecting the dependant variable: Being uninsured. Through quantitative studies, you can deduce that being uninsured or even underinsured in the U.S. has many reasons behind it. For the Hispanic community, you have to factor in income level, employment/immigration status, language barriers, education levels, perceived knowledge and family status. One of the most common explanations for the low rate of insurance among Hispanics focuses on their employment characteristics. Considerable sectors of Hispanics tend to be workers who are working in jobs that do not even provide health insurance. Garrett, Nichols, and Greenman (2002) felt that Hispanics are less likely to have offers of health insurance from their employers due to being less likely to work for a firm that sponsors a health plan. According to Long (2003), for many low-income uninsured adults, the decision to even purch ase health insurance is made in lieu with the demands for basic food and housingShow MoreRelatedHealth And Health Care Disparities1102 Words   |  5 PagesPlaquemines are heart disease and cancer. In addition, 15.6% of residents have been diagnosed with diabetes compared to the 12.3% state rate. Diabetes was identified as a community health issue, particularly among the uninsured, Black residents, and those living at the southern end of the parish. Also, 40.8% of residents are considered obese compared to the state rate of 31.7% Other health disparities include mental health, depression, and anxiety. Availability of health care is an important factorRead MoreThe Social Ecological Model and the Five Components888 Words   |  4 Pagesthe dissimilar access to care between the Hispanic and white non-Hispanic populations by examining the organizational, interpersonal, and societal levels of the ecological model. The dissimilar care leads to higher prevalence of certain health issues like heart disease, stroke, cancer, and many others. The term Hispanic is used to describe a person with ancestral roots in a Spanish-speaking country. It is important to look at this controversy because Hispanic Americans constituted about 15% of the URead MoreEffects Of The Affordable Care Act1687 Words   |  7 Pageshealth care accessibility, in addition to clarifying the contrasts in health care access experienced by different races and classes. The Affordable Care Act African Americans have experienced health issues in the form of STDs at an alarmingly higher rate than whites. 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Critical factors affecting the health care of the uninsured were identified; these included race, ethnicity, income, socioeconomic status, culture, language and income. Several research studies concluded that while access to health care has improved, the quality of this care has not imp roved for the uninsured. Although the number of uninsured has been reducedRead MoreDiabetes Fact Sheet958 Words   |  4 Pagesyears; 6% for adults age 30-44 years; 22% for people age 45-64 years and 33% for people age 65 years and older. In 2014, percentage of adults with diabetes by ethnicity was: Hispanics 15%; non-Hispanic black 15%, and non-Hispanic white 12%. Diabetes affects Hispanics and Non-Hispanics at a slightly Higher level than non-Hispanic whites. People with an annual income below $25,000 are more likely to have diabetes. The percentage of adults in Bexar county with diabetes is lower for people with an annualRead MoreHow To Improve The Affordable Care Act1210 Words   |  5 Pagespopulation that is uninsured. Prior to the institution of the ACA, the typical uninsured rate among Americans not yet eligible for Medicare was approximately16%. During the recession of 2008, this increased to over 18%. Since children are often covered by special programs such as the Chil dren’s Health Insurance Program (CHIP), the uninsured rate for adults under 65 is even higher, often over 20% ( all from https://www.kff.org/uninsured/fact-sheet/key-facts-about-the-uninsured-population/). SomeRead MoreAffordable And Adequate Health Insurance For Children1513 Words   |  7 Pagesmore 11 million uninsured children in the United States (Institute of Medicine, 1998). In what yr Senators Edward Kennedy and Orrin Hatch worked together to introduce a bill to provide healthcare insurance for children (Milliigan, 2009). 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Heart of Darkness by Joseph Conrad Essays - 463 Words

Joseph Conrads Heart of Darkness presents two main themes, which are relevant to the story. The first of which is imperialism and the second is racism. This novel takes place in the late 1800s on the Congo River in Africa, which Conrad uses to help illustrate these two themes. Charlie Marlow, the main character, is a sea captain whose exploration leads him to Africa on a freshwater navigation. Marlows journey from the continent of Europe to the continent of Africa was quite a difference. The well-developed land of Belgium compared to the primitive society along the Congo played a big part in Marlows view of racism. The one main goal that Marlow tries to accomplish in this novel is his search for Kurtz, who is a successful ivory†¦show more content†¦Marlow also uses the word nigger a great deal in this novel, which certainly is a clear indication of his racism. The other main theme which is expressed a great deal is the idea of imperialism. Europeans have always been use d to conquering other countries that are less industrialized or less advanced. Marlow saw this in his journey to Africa, which also triggered his racist attitudes. The ivory trade in Africa was a major part of the imperialism by Europe. Europe would do whatever it took to seize what they most desired, even conquering many of the Africans, and making them slaves. Between the years of 1880 and 1900 Britain, France, Germany and Italy all had some sort of African possession, as the whole continent was basically placed under European rule (McKay, 880-881). The biggest factor that was considered to be the cause of the rapid imperialism by Europe was mostly economic reasons. However, others believe that the imperialism which took place during this time was simply an outgrowth of capitalism (Sherman, 195). The effects of imperialism were felt mostly from the native populations that were subject to imperial control. This has led to a better understanding of imperialism that helped explain some of the continuous problems between the west and many underdeveloped or third world countries (Sherman, 198). Another major reason for the imperialism by many European countries was the social tensions andShow MoreRelatedHeart Of Darkness By Joseph Conrad1471 Words   |  6 PagesIn the story Heart of Darkness by Joseph Conrad a sailor decides to travel to Africa on a whim, using family connections he enlists as the captain of a ship travelling up the Congo River. The novella provides many themes, however is the text in itself racist? One of the main concepts portrayed in Heart of Darkness is the treatment of the natives of Africa and their image. This is most commonly shown through the disparity of the image between what is said in the novel and what can be read throughRead MoreHeart Of Darkne ss By Joseph Conrad Essay1371 Words   |  6 Pagesevery human and everything created by humans has two sides to it: the form and the substance. Joseph Conrad’s novella â€Å"Heart of Darkness† shows precisely how dangerous it is to put our trust in a concept, for example: colonization, without realizing that most of the time one only gets to see the form and not the substance. In this essay, my purpose is to demonstrate that â€Å"Heart of Darkness† by Joseph Conrad is mainly a novella about the discrepancy between substance and form. In order to prove my pointRead MoreHeart Of Darkness By Joseph Conrad1378 Words   |  6 PagesWoytassek AP English 12 Heart of Darkness Reading Log Author: Joseph Conrad Title: Heart of Darkness Original Publication Date: 1899 Kind of Writing: Heart of Darkness is a colonial novella of an expository narrative. 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I donot know how the blackboard-cleaning is related to â€Å"Rajiv Gandhi Vidyutikaran YoJana†? If automatic cleaner needs electricity,then it will be more proolematic to implement throughout India. My data related to blackboards includes all schools(private and govt. )in rural and urban India. We will write a custom essay sample on Any work or any similar topic only for you Order Now ‘ can substantiate my conclusion with different surveys and datas prepared by govt. and non-govt. agencies that still in rural area more than half of the schools have negligible basic infrastructure. As far s Mid-day meal scheme is concerned I have worked on this in 23 blocks. ‘ know what type of food-grain comes for the food and how officials and department of education works on this? My NGO has also done survey regarding basic infrastructural facilities in government primary schools in seven districts. MOre than 40% of the schools showing different infrastructural facilities on the goverment-paper is false. Few government schools are even running on the paper only. I am not sayiing that Blackboard cleaner would not improve the situation. But,it can be used only if there will be a blackboard. If you will allow me,then I will present the datas of Planning Commission,Department of HRD(Govt. of India) and different state governments. You are lucky that you found Blackboard in the village during field- work. And,also please keep onething in mind that we were sent to those villages,where we can reach by easy transportation mode. But,there are thousands of villages in India,where even district administration and police cannot access in any extraordinary situations. hools,blackboards and other infrastuctural facilities are remote things for those villages. I appreciate your imagination for planning to adopt one BPL family by one tax-payer and Blackboard cleaner†¦ but,these poetic imagination has extreme limitations†¦.. There are other basic needs of the infrastructure which should be addressed before thinking of automatic blackboard. May be there could be alternates like running the school in shifts if the class st rength is large in number. People of village can be encouraged to get together and ask the Panchayat to talk at higher level to run the school in shifts in their village. As mentioned before, electricity and maintenance problem of automatic blackboard will be an issue in villages where electricity is not there. we may need automatic blackboards in schools in rural areas but before that dont you think that their are more critical and important issues like teacher students ratio,poor quality of education and reducing high dropout rates to be addressed†¦.. Anshul sood p30003 any work By dhageas How to cite Any work, Papers

Monetary As Financial Stability Regulation -Myassignmenthelp.Com

Question: Discuss About The Monetary As Financial Stability Regulation? Answer: Introduction The study reflects that how change in cash rate impeoves the conditions of the economy of Australia. The objectives of monetary policy and the functions of RBA is illustrated in relation to this change in cash rate. The importance of global macroeconomic indicators in making decision for change in cash rate set by RBA is also highlighted in this study. Global macroeconomic indicators in China and USA has been considered before setting the cash rate as the financial market of Australia is largely dependent in these two economies. Moreover, the reasons behind keeping the cash rate unchanged by RBA are also discussed in this paper. The relation between cash rate and inflation is also discussed in this study. The effect on the consumption, GDP , inflation rate and housing marketing are also explained in this study. Objectives of monetary policy and functions of Reserve Bank of Australia The monetary policy refers to the discretionary action that has been taken by respective policymakers for influencing money supply, value of money and availability of money (Crdia, and Woodford, 2014). The monetary policy adopted by the central bank of the respective countries helps in stabilizing as well as maintaining equilibrium in the system of the economy. The basic purpose of monetary policy differs from nation to nation , which includes: Neutrality of money- Monetary change is the main reason behind fluctuations in the economy. It has been stated by Fiore and Tristani, (2013), monetary variation creates distortion as well as disturbances of nation economic system operation. Thus, stability in money helps in stopping fluctuations in the economy. Exchange rate stability- Exchange rate stability plays a crucial role in trade. The policymakers tend to bring stability in exchange rate of a country in order to avoid violent fluctuations that results in speculative market activities (Kiyotaki and Moore, 2012). Stability in price-Price stabilization repose confidence of the individual and promotes activities in business. It also helps in distributing income as well as wealth equally. Moreover, it depresses exports but encourages imports of the nation. Full employment- The main aim of the Australian government is to achieve full employment with the help of increased investment. The accomplishment of full employment mainly involves exchange stability as well as prices. The beneficial effects of full employment includes- It is a vital instrument in providing economic as well as social welfare. It also aids in solving the business fluctuations problem. It facilitates government of the respective nation in solving acute unemployment problem. Economic growth- Monetary policy helps to promote sustained economic growth through attainment of equilibrium between total demand for production capacity and money. Therefore, it means proper utilization of human as well as capital resources for ensuring increase in per capita income and national income. Balance of Payment (BOP) equilibrium- Another objective of monetary policy is to attain equilibrium in BOP owing to the issue of international liquidity with respect to world trade growth at higher speed as compared to the world liquidity. The functions of RBA includes- Adopting monetary policy RBA implements monetary policy for stabilizing the economic growth of Australia. The decisions of monetary policy adopted by RBA involve setting rate of interest on overnight loans. Promote financial stability- The RBA works in promoting stabilization of financial system that seeks in mitigating risk associated with financial disturbances. The central bank of Australian mainly works on this with agencies that include Council of Financial Regulators (CFR). They work together in order to increase the efficiency of regulation. Managing foreign reserves - The RBA manages foreign currency reserves of Australia by operating in market of foreign exchange for meeting the needs of foreign exchange and assist with liquidity management. Offering banking services RBA also offers services of banking to the Australian government as well as foreign official organizations. These services include payments, collections, maintenance of current account and reporting. It offers facility to the government of Australia that has been used in managing bank account group that is well known as Official Public Account (OPA) group. The arrangements of banking involves provision of term deposit for investing of funds and access in limiting overdraft facility. Issuing banknotes The main function of RBA is designing, producing and issuing the banknotes of Australia with the objective of providing confidence to the Australians in terms of banknotes. However, it provides effective mechanism in payment and helps the government in securing wealth of the nation. Setting policy for payment system-RBA also functions in providing stability, competitiveness as well as efficiency of payment system with the help of the Payment System Board. It has been stated by Fiore and Tristani, (2013), the responsibility of RBA has widened the banks focus on the system of providing high value payments that underpins stability in order to encompass commercial system in which volumes of transaction offers scope for gains. Significance of global macroeconomic indicators in deciding cash rate It has been opined by Rios (2013), one nations spillovers can affect the financial markets of another nation that might occur the upcoming years. The main reason behind this is that the prices of financial market highlights on the expectations of the market participants about the economic development in future. However, these expectations should be revised by the other nations immediately upon getting new information (Taussig, 2013). These spillover effects may be either direct or indirect. Direct economic channel refers to exposure of trade where one export or import of one nation influences other nations. Trade has been considered as the global macroeconomic indicators that influences the economic performance of the nation. On the other hand, indirect channel by which other nations gets affected for the spillover of another economy is through global price level that measures inflation rate. In addition, change in inflation rate of one economy affects the financial markets of anothe r economy. Global macroeconomic indicators in some of the major economies includes GDP growth rate, rate of unemployment, inflation rate, rate of interest ,balance of trade and government debt to nations GDP. The central bank of Australia takes into account these indicators including their domestic indicators for making economic decision relating to the change in cash rate. This is because the cash rate affects the rate of interest of Australia that in turn affect the lenders as well as the borrowers, business activities and ultimately inflation rate in the economy. The cash rate refers to lower rate of interest at which other banks borrow and hence is considered as the benchmark rate in the nation. The term official cash rate (OCR) is used by Australia for the bank rate and is considered as the interest rate at which the RBA indicts on overnight loans to the commercial banks of this nation. Variation in official cash rate mainly influences the housing rate as well as other loans of this nation (Stein, 2012). As it influences economic activity level of the nation, RBA uses OCR as the main tool for influencing the inflation rate, money supply and monetary conditions to financial markets of Australia. As the development or growth of the large economies affect the financial market of other nations, RBA considers global macroeconomic indicators of China and USA for making decision regarding the setting of Official Cash Rate. The financial market of Australia with that of China and USA are directly linked to each other. Now, these global macroeconomic indicators of China and USA mainly include inflation rate, trade and GDP growth rate. Therefore, these economic indicators reflect the economic development of these two nations that in turn hugely affects the commodities prices. However, the price level of Australian economy is mainly influenced by China and USAs economic developments. For this reason, RBA changes the OCR by focusing on these global macroeconomic indicators in order to meet inflation target of Australia. Hence, this helps the Australian government in improving the economic condition of the country from the previous year. Reasons behind keeping cash rate unchanged by RBA in 2017 The governor of RBA, Dr. Philip Lowe has decided to keep OCR unchanged at 1.50% in order to maintain stability in economic growth and achieving inflation target throughout this year. The economic conditions of this nation have shown improvement due to this low cash rate 1.50%. Moreover, economic growth in China has improved and is supported by rise in infrastructure spending as well as property construction with increase in debt level (Gal, 2015). Prices of the commodities have increased although the terms of trade in Australia has been predicted to decrease over the recent period. On the other hand, the federal reserve in US have increased rate of interest and there is no expectation that monetary easing will continue in this major economies. In addition, the financial markets functions effectively with low volatility. Recent statistics reflects that inflation rate of Australia remains within the target rate, which is 2-3%. Economist predicts that inflation rate will increase gradually as the economic growth enhances. In addition, rise in tobacco and electricity are predicted to stimulate consumer price index (CPI) inflation (Fiore and Tristani, 2013) . Therefore, implementation of this monetary policy will help the Australian government in stabilizing the inflation rate within the economy. It has been stated by Hamilton and Wu (2012), high exchange rate contributes to price pressure within the nation. The recent data on exchange rate value reflects that there has been appreciation of Australian dollar that partly reflects lower US dollar. This also weighs on the nations output as well as employment. The economist has forecasted appreciating exchange rate would be slower the activities of the economy as well as inflation rate. Even the housing market conditions have shown huge variation within the economy. In order to stabilize the housing market price and mitigate the risk associated with increasing housing indebtedness level, RBA has decided to keep OCR unchanged at 1.5% Money market equilibrium model for increasing cash rate Official cash rate influences the interest rate in short run of the economy. Decrease in interest rate translates into huge availability of money for borrowing, which makes the consumers increase their expenditures. It has been noted that as consumers increase their spending, the economy grows at higher rate resulting in flow of demand for product with no variation in its supply. Therefore, rise in demand for commodities that cannot meet with its supply leads to inflation. On the contrary, higher interest rate motivates the consumers to save in huge amount and borrow in fewer amounts (Sloman et al., 2013). However, the total money that is being circulated in market decreases. Moreover, the consumer face hurdles in purchasing goods owing to less money. Therefore, as demand becomes less than supply, increase in prices of goods stabilize or might decrease. This reflects that cash rate influences the rate of inflation in the economy. Money market equilibrium model reflects that the deman d for as well as supply of money in the economy. This framework illustrates that the demand and supply curve in respect of money reflects quantity demanded of money and quantity supplied for it at a particular interest rate. Furthermore, it has been stated by Eichhorn (2013), lower interest rate aids the people in borrowing more money and this results in increase in expenditure of the consumers. This causes the nation in higher growth that leads to increase in inflation rate. On the contrary, rising rate of interest results in decrease in expenditure of consumer that leads to increase in saving. This leads to decline in economic growth of the nation and thus creating lower inflation rate. Over the last five years, it has been seen that GDP of Australia has been stable though it has slight fluctuations. On addition, the inflation rate also remained within the target rate while the unemployment reflects stable change with slightly higher than target rate. Even the housing market data highlights that the prices has been stable owing to lower cash rate set by RBA. Over the years, the main objective of the RBA is to lower the official cash rate in order to improve the economic performance of the economy. In few circumstances, they have raise the raised or lowered the cash rate in order to meet the objectives and continue sustained growth in the nation. Effect of change in cash rate on the economy The RBS tightens the cash rate that affects the GDP, household consumption, investment and growth in wage rate. AS RBA lowered the cash rate, growth in overall consumption of the economy remained moderate mainly in line with the nations income. In addition, non mining investment remained low as accounted by GDP share while high levels of debt of households showed a huge variation (Davis, 2013). It has noted that from the data released by Australian Bureau of Statistics (ABS) that growth in the dent if housing has outpaced slower growth rate in incomes of the households. In order to improve the state of the Australian economy , the RBA announced supervisory measures that helped the government in mitigating the risk that are associated with high as well as increase in indebtedness levels. Therefore, it has been forecasted by RBA that economic growth of Australia will gradually rise to above 3 % over the next few years. It has opined by Bs ( 2014), low rate of interest will help the nation in accelerating its economic growth. But of RBA sets the cash rate too low, then the economy might slow down. If the rate becomes close to zero, then the problems arises as the profit margins of the banks gets compressed. Therefore, the rate at which the banks earns huge on the loans lowers by this action taken by RBA. In addition, if the rate of interest is ultralow, then the profit margins on lonas are so small that it does not have real incentive in accepting the lending risk (Borio and Zhu , 2012). In that case, they keeps the money in safe assets that includes Treasury Bills that yield in higher loans. As a result, this suppresses the loan volumes in few cases in which the banks of this nation retains on books that includes commercial as well as industrial loans. As rise or fall in cash rate influences consumption demand, GDP, price level, inflation and housing market, the main aim of RBA is to set the cash rate through monetary policy. The official cash rate (OCR) is kept on hold by the RBA when inflation rate lies within the target and hence the nation is growing at sustainable rate. In addition, as RBA motivates Australian in spending more money, they tries to keep the cash rate lower for increasing consumption demand. For example, if the confidence of consumer is low and the savings rate if taxpayers are higher, then business might suffer owing to lack of expenditure. As the cash rate becomes low, people try to buy homes and this improves the real estate market in Australia. Low interest rate cannot help in achieving long run growth in the economy. It may enhance nations growth during the recovery phase of economy but holding this rate for long will adversely affect economic growth. Though low interest rate boosts consumption as well as i nvestment, it mainly reduces consumer spending by huge amount than investment. in addition, this benefits the housing market in small amount as low rate of mortgage fails to recover housing market. Conclusion From the above assignment, it can be concluded that cash rate that is being set by the RBA influences the economic growth of the nation. It mainly influences the inflation rate which in turn affects the economic growth. It has been seen from the data of ABS that RBA has maintained stability in inflation and GDP by keeping the cash rate moderate. Therefore, they have kept the cash rate within 1-2%. In order to stabilize the economy, they uses OCR as a tool for implementing monetary policy and keeping inflation rate low. Hence, it can been stated that RBA plays a crucial role in improving the conditions of the Australian economy. References Borio, C., Zhu, H. (2012). Capital regulation, risk-taking and monetary policy: a missing link in the transmission mechanism?.Journal of Financial Stability,8(4), 236-251. Bs, D. (2014).Public enterprise economics: theory and application(Vol. 23). business. Crdia, V., Woodford, M. (2016). Credit frictions and optimal monetary policy.Journal of Monetary Economics,84, 30-65. Davis, J. B. (2013).The theory of the individual in economics: Identity and value. Routledge. Eichhorn, W. (Ed.). (2013).Measurement in Economics: Theory and Applications of Economics Indices. Springer Science Business Media. Fiore, F. D., Tristani, O. (2013). Optimal monetary policy in a model of the credit channel.The Economic Journal,123(571), 906-931. Frank, R. H., Bernanke, B. S., LUI, H. K. (2015).Principles of economics. McGraw-Hill Asia. Gal, J. (2015).Monetary policy, inflation, and the business cycle: an introduction to the new Keynesian framework and its applications. Princeton University Press. Hamilton, J. D., Wu, J. C. (2012). The effectiveness of alternative monetary policy tools in a zero lower bound management.Journal of Money, Credit and Banking,44(s1), 3-46. Kiyotaki, N., Moore, J. (2012).Liquidity, business cycles, and monetary policy(No. w17934). National Bureau of Economic Research. Mahadeva, L., Sterne, G. (Eds.). (2012).Monetary policy frameworks in a global context. Routledge. Rios, M. C., McConnell, C. R., Brue, S. L. (2013).Economics: Principles, problems, and policies. McGraw-Hill. Sloman, J., Norris, K., Garrett, D. (2013).Principles of economics. Pearson Higher Education AU. Stein, J. C. (2012). Monetary policy as financial stability regulation.The Quarterly Journal of Economics,127(1), 57-95. Taussig, F. W. (2013).Principles of economics(Vol. 2). Cosimo, Inc..